IDBI Bank Offers IDBI Bank Small Account (Relaxed KYC) and IDBI Bank Sabka Basic Savings Account (Complete KYC) that includes Zero Balance Account, Interest Rate, Free Debit-ATM Card, NetBanking/MobileBanking Facilities, and Much More.
Features of Savings Bank Account IDBI Bank Small Account (Relaxed KYC).
1-Zero Balance Savings Accounts.
In this account, you need not worry about maintaining a balance in your account.
2-Interest Rate on Your Deposit Amount.
You can get an Interest Rate of up to 3.5%P.A. on your deposit that decides on the balance available on the day end.
3-Bullet Free Debit cum ATM card.
Your Debit allows you to transact at IDBI Bank ATMs and shop at retail outlets.
4- IDBI Bank’s unique services like Phone Banking, SMS Banking, and Internet Banking will allow you to access your account from anywhere, anytime.
This gives you ways to access your account- A Hassle-Free Digital Servies make your Banking Services at New Level.
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Benefits of Savings Bank Account IDBI Bank Small Account (Relaxed KYC).
1-You will be charged for cash deposit at any Branch (Home & Non-Home Branch).
2-You will get Alerts for any transaction in your account for SMS & Email.
3- You will get monthly account statements through E-mail.
4- You can choose to apply for the cheque book.
Features of IDBI Bank Regular Saving Account IDBI Bank Sabka Basic Savings Account (Complete KYC).
1- You will get Zero Balance Savings Accounts.
It Means no burden of maintaining a balance in your account.
2- You will Free International Debit cum ATM card.
This card makes your banking transactions easier at IDBI Bank ATMs and shop at retail outlets.
3- Interest Rat on Your Deposite.
4- You will get Internet/Phone Banking for your digital transaction.
IDBI Provide Safe and Secure Banking Services.
Benefits of Regular Saving Account IDBI Bank Sabka Basic Savings Account (Complete KYC)
1-You will get SMS & Email Alerts for any transaction in your account.
2-You will get monthly account statements through E-mail.
3- You don’t have to pay a cash deposit at Branch (Home & Non-Home Branch) Cash deposit.
What are The Eligibility Criteria for Bank Deposit Account (BSBDA) Small Account and Basic Savings Bank Deposit Account (BSBDA)?
1- Any Indian Individuals having Indian citizenship.
2- Aadhaar Linked Mobile Number, Aadhaar Number, and Pan Card Number.
3- Passport size photograph and Proof of Age.
How to open IDBI Bank Small Account (Relaxed KYC) and IDBI Bank Sabka Basic Savings Account (Complete KYC)?
IDBI gives high-value customer services assistance. You can simply call our customer care number 1800-209-
4324 or 1800-22-1070 or visit the nearest IDBI Bank branch. You can write an email to customercare@idbi.co.in
Things to Remember in Bank Deposit Account (BSBDA) Small Account and Basic Savings Bank Deposit Account (BSBDA)?
When you completed your full KYC before completing a year. You have to choose any of the available savings accounts.
You don’t have Basic Savings Bank Deposit Account in any other Bank
IDBI Bank Savings Account FAQS
- What is an IDBI Bank Small Account (Relaxed KYC) and IDBI Bank Sabka Basic Savings Account (Complete KYC)?
This is a Basic saving bank account with limited features. It’s Provides an interest rate of up to 3.5 % on the savings account balance, and Branchless Banking through Free online funds transfer using NEFT & RTGS, and many more.
- What are the Eligibility Criteria to open this account?
An individual residing in India, HUF, minors (with the declaration of the parent/guardian), above 18 years of age, have a PAN & Aadhaar linked with a phone number.
- Is this Mandatory to provide Aadhaar?
Definitely Yes. If you don’t have Aadhaar, please nearest bank branch and choose from another range of products.
- Is This Video KYC Available for This Account?
No.
- What Can Happen if I don’t complete KYC within one year?
Your account will be automatically closed if you are unable to do so.
- Are there Joint Account Facilities in This Account?
Yes
- Can I apply for this account online without a visit to the branch?
Definitely Not.
About
IDBI Bank is a leading medium-sized commercial private sector bank in India.
Reserve Bank of India has clarified officially IDBI Bank stands re-categorized as a Private Sector Bank for regulatory purposes with effect from 21 January 2019.
With Dedicated decades of value-driven mindset solutions for the banking and financial services since 1964 IDBI has established itself.
IDBI Bank Savings Account offers various financial backgrounds and age groups. Customers can also reach out to us through our 24×7 customer care facilities.
IDBI Bank offers a wide range of banking and financial services in Savings Account, Current Account, Deposit Accounts, deposits, withdrawals of funds, and much more.
This Bank Now has now a strong network of 1,892 branches and 3,683 ATMs in Pan India as of 1 February 2020.
Currently, IDBI Bank Managing Director & CEO is Rakesh Sharma, and Its Headquarters is Colaba, Mumbai.
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