Know how to get a Fullerton India personal loan – know the interest rate, eligibility, processing fee. In depth details on Fullerton personal loan payment including EMI, repayment period, prepayment fee, loan amount, overdraft, customer service number, branch address. Personal loan eligibility depends on profile, age, income and CIBIL.
Use of Fullerton India personal loan – Do you want to have funds available whenever you want according to your needs then Fullerton India personal loan helps you like going on holidays with family or hospital expenses in medical emergency, or someone Urgent money is also required.
Fullerton India Personal Loan Benefits –
- Fullerton India charges interest on the daily balance.
- No hidden costs / administrative fees.
- No security required, minimal documentation.
- Unsecured Personal Loans to Salaried Employees.
Fullerton India is one of the largest private bank in India with many features of its personal loan like: –
- Loan amount: Fullerton India Rs. 50,000 15 lakhs to Rs. Loan to
- Special Offer: If you are already an account holder with Fullerton India, then you are given a loan at a low interest rate.
- Payment Term: The payment period of Fullerton India Personal Loan (Personal Loan) is from 12 to 60 months, which can easily repay the loan.
- Prompt approval: Minimum documents are required for taking personal loan of Fullerton India and immediately after passing the eligibility criteria, the loan is passed.
- Balance Transfer: If you are paying a loan that has a higher interest rate, then you can repay the loan by taking a loan from Fullerton India at a lower rate of interest.
Fullerton personal loan interest rate
| Rate of interest | 11.99% – 18.00% |
|---|---|
| processing fee | 1% of loan amount + applicable tax |
| repayment period | Up to 60 months |
| loan amount | Up to 20.00 lakhs |
| Customer service tax free number | 1800 103 6001 |
Know some important points before taking
- EMI / NMI Ratio: up to 50%
- Loan amount up to 20 lakhs.
- Flexible and attractive interest rates.
- Flexible repayment up to 60 months.
- Repayment Mode: NACH / SI
Fullerton personal loan eligibility
Fullerton India provides personal loans – to employees working with public sector undertakings, central government, educational institutions of national repute, rated corporates, quasi government bodies, state governments, defense establishments.
How to get personal loan from Fullerton
Fullerton India Personal Loan has made certain eligibility criteria for a business loan, only after fulfilling them, the loan is given by the bank like;
- Employee Employee Employee Doctor Employees of various public and private companies, government sector employees can take all loans.
- The applicant should be at least 21 years of age and 60 years at the time of maturity. Fullerton India personal loan interest rate
- The applicant has a minimum monthly income of Rs. 15,000. Or it should be more than that.
- Applicant should have all his documents
Fullerton Personal Loan EMI Calculator
Here you can get an idea about your monthly EMI with the help of a personal loan EMI calculator . The personal loan EMI below is calculated at a 20.00% interest rate.
| EMI / Loan amount | 1 Lac | 2 lakhs | 3 lakhs | 4 million | 5 lakhs |
|---|---|---|---|---|---|
| EMI for 1 year | 9,263 | 18,527 | 27,790 | 37,054 | 46,317 |
| EMI for 2 years | 5,090 | 10,179 | 15,269 | 20,358 | 25,448 |
| EMI for 3 years | 3,716 | 7,433 | 11,149 | 14,865 | 18,582 |
| EMI for 4 years | 3,043 | 6,086 | 9,129 | 12,172 | 15,215 |
| EMI for 5 years | 2,649 | 5,299 | 7,948 | 10,598 | 13,247 |
Fullerton India personal loan document
For Employees:
- Proof of Identity: Driving license, voter ID, Passport, Aadhaar card, PAN card.
- Proof of Residence: Electricity bill, Ration card, sales documents/property purchase agreement (for proprietary assets), Aadhaar card, bank account statement, telephone bill, driving license, passport.
- Salary slip of last 3 months
- 2 passport size photos
- 3-month bank statement of salary account
For business people:
- Identity proof: Driving license, voter ID, Passport, Aadhaar card, PAN card.
- Income Proof: Business registration, Bank account statement.
- Residence proof: Electricity bill, Ration card, sales documents / property purchase agreement (for proprietary assets), Aadhaar card, bank account statement, telephone bill, driving license, passport.
Documents can be different to avail Fullerton India personal loan. Documents will vary based on different business loans.
Normal
- Loan application form
- KYC Documents (Identity Proof and Address Proof)
- Income proof (new 2 salary slip)
- Bank statement for the last 3 months
- Standing Instruction (SI) Request / Loan Agreement with Electronic Clearing Service (ECS)
Depending on the mode of payment & business
- For ECS / SI payment: 3 Security Post Dated Check (PDC)
- For PDC payment: PDC equal to the loan term
- For ECS payment: Cancellation check
How to track Fullerton personal loan status
Firstly, you need to do Fullerton personal loan login, which can be done by entering the login credentials in Fullerton’s online portal.
Check Fullerton Personal Loan status- Further, you’ll be able to grab the options to check your application status of Fullerton personal loan.
Later on, you might be able to see your Fullerton personal loan statement and balance anytime anywhere.
How to foreclose Fullerton personal loan
Foreclosure in Fullerton personal loan can be done easily with 0% foreclosure charges claimed by the company. This hardly takes the time, the documentation and paperwork need to be filed for the foreclosure of Fullerton personal loan.
How to apply personal loan in Fullerton India
The applicant must go through the official webpage of Fullerton India to apply for their personal loan and check the eligibility/criteria before applying for a personal loan to avoid misconceptions. Although, we’ve already covered them in our article above.
Fullerton Personal Loan Reviews
Easy and fast settlement service, market reputation has made it the best choice for all customers. The loan industry is already filled with several banking companies that claim to be the best. Fullerton personal loan is rising as a powerful loan provider in the banking market. There are many companies in the Indian personal loan niche and Fullerton is one of the most well-known personal loan providers. Fullerton personal loan is the best option to get the best loan amount at affordable interest rates.
Fullerton Personal Loan Customer Care
You can call Fullerton personal loan contact number 1800 103 6001 (toll-free number).If you liked this Fullerton Bank Personal Loan information or got to learn something, then please share this post on social networks such as Facebook, Twitter, and other social media sites.
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