Dhanlaxmi Bank Offer Dhanam Basic Savings Bank Deposit and Dhanam Basic Savings Bank Deposit Account – Small both Accounts gives Zero Balance Savings Account, Interest Rate, Free Debit Card, Internet/Mobile Banking and much more.
Table of Contents
Features Dhanam Basic Savings Bank Deposit.
1- A zero-balance, No-frills account. A No-frills Account means that it’s a zero balance Savings Account.
2- Average Monthly Balance – Nil. You do not have to keep any minimum Monthly Average Balance (MAB) with Our Dhanam Basic Savings Bank Deposit.
3- Interest Rate Up to 4.0%.You can get an attractive rate of Interest on a deposit with Dhanam Basic Savings Bank Deposit.
3- Free ATM Card. This Dhanlaxmi Bank Free ATM Card provides you with the option of banking instantly for various transactions.
4- Free Dhanlaxmi Bank Internet / Phone / Mobile Banking.Dhanlaxmi Bank Payment Plateform gives you free unlimited use of the RTGS / NEFT facility.
Zero-Balance-Savings-Account-with-Dhanlaxmi-Bank
Benefits of Dhanam Basic Savings Bank Deposit.
1- Free Anywhere Banking – unlimited non-cash transactions.
2- 5 Cash transactions free per month
Eligibility Criteria of Dhanam Basic Savings Bank Deposit.
1- Any Indian Individuals having Indian citizenship greater than 18 years of age.
2- Aadhaar linked Mobile Number, Aadhaar Number, and Pan Card Number.
3-The account can be opened by individuals, singly or jointly, and also can be opened in the name of a minor.
However, this is not open to NRIs.
How to Apply Dhanam Basic Savings Bank Deposit?
You can follow the following given steps to apply for the account.
In Online Mode.
You can fill in the link given below your basic details such as Name, Email, Contact, City Code, State Code, State, City, Preferred Branch, and Interested in Product.
Once you submitted successfully Bank representative will call you back.
In Offline Mode
You can visit your nearest Dhanlaxmi Bank
Things need to keeps in mind while Opening Dhanam Basic Savings Bank Deposit.
You have to complete your full KYC documents within one year.
Features Dhanam Basic Savings Bank Deposit Account – Small
1- Zero Balance Savings Account.
No Minimum Balance Require for Maintenance of your Account.
2- No Maintenance Charges.
Your Account Maintenance Charge will be free.
3- Free Debit Card
This Card will make your Banking at Merchant Payment Point easy and smooth.
4- Free RTGS/NEFT/IMPS (Branch/ ATMs).
You will get Free Internet Banking through RTGS/NEFT/IMPS (Branch/ ATMs).
Benefits of Dhanam Basic Savings Bank Deposit Account – Small
1- Free Anywhere Banking – unlimited non-cash transactions
2- 5 Cash Transactions Free Per Month.
Eligibility Criteria of Dhanam Basic Savings Bank Deposit Account – Small
1- Any Indian individual only.
2- Minors jointly with guardian following the usual precautions set by baking guidelines.
3-The account can’t be opened by HUF’s, associations, and Trust, etc.
How to Apply Dhanam Basic Savings Bank Deposit Account – Small?
Same as we follow in the case of Dhanam Basic Savings Bank Deposit
Things need to keeps in mind while opening Dhanam Basic Savings Bank Deposit Account – Small
1-You should not exceed rupees one lakh on the aggregate of all credits in the financial year.
2-Your all withdrawals and transfers should not exceed rupees ten thousand in a month.
3- Your aggregate of all credits should not exceed one lakh per year.
FAQ
1- What is Dhanam Basic Savings Bank Deposit and Dhanam Basic Savings Bank Deposit Account – Small?
This is a basic zero balance savings account that offers no average monthly balance charge, the interest rate on the available balance in your account, a free debit card, Internet/Mobile Banking, and Much More.
2- What is The Eligibility to apply DCB BASIC SAVINGS BANK DEPOSIT ACCOUNT?
Any Individual Indian Resident completed 18 years of age.
3- Is there any money required to open the account?
No.
4- Is there any amount required to maintain in the account?
No. There is no problem whether you have zero or not in the account.
- Is it possible to open a DCB BASIC SAVINGS BANK DEPOSIT ACCOUNT?
Yes, absolutely.
- Is this Video KYC Available for this account?
No.
- Required Documents to Open Account Opening Form (AOF) for Savings Account.
You need to attach KYC documents like PAN, Proof of Address & Proof of Identity.
ABOUT DHANLAXMI BANK.
Dhanlaxmi Bank Ltd is a leading commercial Private bank in India.
Started 1927, Dhanlaxmi Bank started to cater needs of traders, agriculturists, and economically weaker sections of the society.
This bank proves 89 years of indomitable spirit to provide providing quality service in the banking & financial sector.
Dhanlaxmi Bank offers private banking, investment banking, commercial banking, mortgage, retail banking, credit cards, and much more. This bank highly focuses widely on a network of 280 branches and 398 ATMs in different parts of the country.
Affiliations
Foreign Correspondent Banks
The Bank of New York Mellon Toronto Branch
Zurcher Kantonal Bank
The Bank of New York Mellon
DBS Bank Limited
Mashreq Bank
Bajaj Allianz Life Insurance Company Limited Co. Ltd. and Bajaj Allianz General Insurance Company Limited Co. Ltd both are Dhanlaxmi Bank Insurance Partner.
Currently, Dhanlaxmi Bank Managing Director & CEO is Mr. Sunil Gurbaxani. and Its headquarters is in Thrissur, Kerala, India
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