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DCB Bank Zero Balance Savings Account, Features, Interest Rates

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DCB Bank Offers Basic Savings Bank Deposit Account that a Zero Monthly Average Balance Account, Good Interest Rate, Free Debit Card, NetBanking/MobileBanking Facilities, and much more.

DCB Bank Zero Balance Savings Account
DCB Bank Zero Balance Savings Account

Features DCB BASIC SAVINGS BANK DEPOSIT ACCOUNT

1- No Amount to Require for Maintenance of Your Account.

The DCB Account holder doesn’t take pressure on whether you have a balance or not. It’s Absolutely Zero Balance Savings Account.

2- Interest Rate Up to 6.25 %.

You can get an attractive rate of Interest on a deposit with DCB Bank.

3- Free ATM Card.

This DCB Bank Free ATM Card provides you with the option of banking instantly for various transactions.

4- Free DCB Internet / Phone / Mobile Banking

This Paymentways gives you free unlimited use of the RTGS / NEFT facility.

Benefits of DCB BASIC SAVINGS BANK DEPOSIT ACCOUNT

1- Physical and Email statement of your Transaction History of Bank Accounts.

2- Free any branch banking across DCB Bank branches.

Eligibility Criteria of DCB BASIC SAVINGS BANK DEPOSIT ACCOUNT.

1- Any Indian Individuals having Indian citizenship greater than 18 years of age.

2- Aadhaar linked Mobile Number, Aadhaar Number, and Pan Card Number.

How to Apply DCB BASIC SAVINGS BANK DEPOSIT ACCOUNT?

You can follow the following given steps to apply for the account.

Steps-1

You can fill in your basic details on the link to the official website.

If there is a Door Steps Banking available in your area and Bank Representative will visit your correspondence address.

All you need to do is enter your details and submit the online application form on the DCB Bank website.

Step-2

You can visit the nearest DCB Branch and self-attested copies of your KYC documents.

Steps-3

You can call the Number of DCB Bank 022 68997777 for all your inquiry.

Zero-Balance-Savings-Account-with-DCB-Bank (1)
Zero-Balance-Savings-Account-with-DCB-Bank (1)

Things need to keeps in mind while opening DCB BASIC SAVINGS BANK DEPOSIT ACCOUNT.

1-You can’t transact in a month should not exceed Rs. 10,000 in the account.

2- Your aggregate of all credits can’t exceed Rs. 1 Lakh.

3- The Balance at any point in time can’t exceed Rs. 50,000.

4- If your mailing address and permanent address are different, provide address proof documents for both.

5- You have to complete your full KYC documents within one year.

FAQ

1- What is DCB BASIC SAVINGS BANK DEPOSIT ACCOUNT?

This is a zero balance savings bank deposit account design for low earning to an individual who can’t afford the amount of a regular savings account. This account provides a zero balance savings account, Interest Rate, Free ATM Card, Internet/Mobile Banking, and much more.

2- What is The Eligibility to apply DCB BASIC SAVINGS BANK DEPOSIT ACCOUNT?

Any Individual Indian Resident completed 18 years of age.

3- Is There any money required to open the account?

No.

4- Is there any amount required to maintain in the account?

No. There is no problem whether you have zero or not in the account.

  1. Is it possible to open a DCB BASIC SAVINGS BANK DEPOSIT ACCOUNT?

Yes, absolutely.

  1. Is this Video KYC Available for this account?

No.

  1. Required Documents to Open Account Opening Form (AOF) for Savings Account.

You need to attach KYC documents like PAN, Proof of Address & Proof of Identity.

8- Is the interest rate on saving paid daily basis on the DCB Business Saver Account?

No. This is calculated every day as per the available balance and credit as per quarter.

9- How can I have access to funds that need to transfer to my linked savings account?

Through net Banking

DCB-Bank-Zero-Balance-Account
DCB-Bank-Zero-Balance-Account

About

DCB Bank is a leading commercial bank private sector bank and is a scheduled commercial bank regulated by the Reserve Bank of India.

DCB Started It’s Journey as a commercial bank launched in the 1930s. The bank has adapted all the latest technology to provide complete Banking & Financial Solutions for Retail, micro-SME, SME, Agriculture, Commodities, Government, Public Sector, Indian Banks, Co-operative Banks, and Non-Banking Finance Companies (NBFC).

DCB Bank Offers Savings Account, Current Account, Open  Fixed Deposit, Traded Finance, Insurance, Investment, and Much More.

DCB Bank has approximately 600,000 customers with 344 branches across 18 states and 2 union territories.

Currently, DCB Bank Managing Director & Chief Executive Officer (CEO) is Mr. Murali M. Natrajan and It’s Headquarters Chennai, Tamil Nadu

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