Jana Small Finance Bank Offers DIGIGEN Account that gives its Customer to online savings account instantly, Earn High-Interest Rate, Instant Digital Account, and Rupay Debit Card and Many more.
Table of Contents
Features of DigiGen Online Savings Account.
1- Initial Deposit.
To Open DigiGen Online Savings Account Applicant need to deposit and maintain a minimum of Rs 1000.
This is required because Banking & Financial Institutions have to pay overhead to run branches, maintain accounts, deliver customer service, and many more miscellaneous services.
2- Instant Online Digital Savings Account.
Jana Small Finance Bank ‘DigiGen Account’ does not require an individual to visit their nearest Jana bank branch. This account can be opened from the comfort of your home.
3- Higher Interest Rate.
DigiGen Savings accounts holder get benefits to earn Interest rate up to 4%* on your savings account and 6. 5%* on Fixed deposit. You can maximize your online savings account benefits. Interest is calculated on average balances in the account calculated on a daily basis. However, the interest rate on a savings account can be paid annually, monthly, and quarterly as per the bank rules.
4- Rupay Debit Card.
This Rupay Debit Card helps you to transact easily and securely for your Online Shopping, Payments Gateways, and any other platform. It facilitates unlimited transactions at Jana Bank ATMs with many more benefits.
5- Online Transaction Facilities.
Online Transaction through NEFT/RTGS/IMPS helps to build a cashless society where people feel secure as a lower risk of violent crime, lower transaction costs, and fewer issues of tax evasion.
Eligibility Criteria for Jana Small Finance Bank DigiGen Online Savings Account.
- Any Individual Indian Residential age bracket of 18-60 years for a savings account.
- Aadhaar Link Mobile Number, Aadhaar, and Pan Card Number.
- Should have a valid document for the Communication Address.
- Only New Eligible Applicant can apply to open the Jana Small Finance Bank ‘DigiGen Account’. Those who have an existing account holder can’t apply.
How to Open Jana Small Finance Bank DigiGen Online Savings Account?
You can check the given below Steps that will help you to open DigiGen Bank Account.
Step1-
Click here to open the URL there you have to submit your Mobile Number and email ID. You will receive the OTP on your mobile number. Fill the OTP proceed to the next level.
Step 2-
In This Step, You need to fill in your Aadhaar and Pan Card Number. An OTP will be delivered on your Aadhaar registered mobile number. Once you fill the OTP and submit basic details of yours. you will see your CRN, Account Number, IFSC Code, and Bank Branch.
Step 3-
This DigiGen Account requires an initial deposit of Rs 1000/- to maintain an average monthly balance in the account.
Things to Remember Before Jana Small Finance Bank DigiGen Online Savings Account.
1- Jana Small Finance Bank DigiGen Account holder should have to complete The Full KYC within one year.
2- If Your Full KYC not completed yet. You don’t hold an aggregate balance of more than Rs.1 Lakh and The Aggregate Credit
Balance Transactions don’t exceed Rs. 2 Lakh in a Financial Year respectively.
3- You can choose Video KYC or you can call on 18002080 to book an appointment for KYC.
4- Once the full KYC will be completed, The DigiGen converted into a regular savings account. The regular savings account holder should have to maintain Rs 2500/- average monthly balance to avoid penalty.
5- If You fund in your account with Rs.25,000 will get a complimentary debit card. This card is a platinum Debit Card with Extra Benefits.
6- You can generate your debit card PIN by downloading the bank mobile app. a manual account user will be provided in the debit card kit.
About Jana Small Finance Bank.
Jana Small Finance Bank is one of India’s Leading Small Finance banks. The Reserve Bank of India (RBI) has been approved banking licensed in April 2017.
Jana Small Finance Bank Previously started as a Janalakshmi Financial Services to give microfinance to help unemployed or low-income individuals or groups for their financial support in 2008.
The Bank offers a savings account, current account, deposits, loans, and many more. It’s offered a higher interest rate than other nationalized banks. It’s a 270 banking network (including 25 business correspondence outlets), 298 asset centers, and 120 ATMs till September 30, 2019. It’s headquartered in Bengaluru.
Currently, Mr. Ajay Kanwal is MD and CEO of the Jana Small Finance Bank. Its Major investors are TPG Capital and HarbourVest Partners.
FAQ
- What is a Jana Small Finance Bank DIGIGEN Account?
This is a self on-boarding digital savings bank account. It’s Provides a Higher interest rate on the savings account balance, Rupay Debit Card, and Branchless Banking through Free online funds transfer using NEFT & RTGS.
- Is this Jana Small Finance Bank DIGIGEN Account Zero Balance Savings Account?
Definitely Not. As of Now an initial deposit of Rs, 1000 is required to maintain in the account.
- What are the Eligibility Criteria to open the Jana Small Finance Bank DIGIGEN Account Zero Balance Savings Account?
Any Individual Should be a resident Indian citizen, above 18 years of age, have a PAN & Aadhaar linked with a phone number.
- Can I open This DIGIGEN Account without visiting the branch?
Definitely Not. You can visit the official website (www.janadigi.com) or call this number 1800 4200.
- Is this Mandatory to provide Aadhaar and PAN?
Definitely Yes. If you don’t have Aadhaar, please nearest bank branch and choose from another range of products.
- Is This Video KYC Available for DIGIGEN Account?
Yes.
- What Can Happen if I don’t complete KYC within one year?
Your account will be automatically closed if you are unable to do so. DD of the remaining account balance to be sent to your Postal address.
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