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IndusInd Bank Zero Balance Savings Account, Features, Interest Rates

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The IndusInd Bank offering Zero Balance Savings Account with an Indus Online Zero Balance- Premium Debit Card or an Indus Online Zero Balance- High Funding. Eligible applicants can apply directly to websites without visiting any of the bank’s branches. Maintaining the minimum balance (MAB) in their savings accounts a problematic situation for those whose earnings are low. For this, anyone checks Indus Online Savings Account by choosing any two of its variants of IndusInd Bank.

Introduction of The IndusInd Bank

IndusInd Bank is a Global Bank Established in 1994 by Srichand P Hinduja and now expanded over 2.5 crore customers, over 5,000 distribution points,  2617 ATMs, and nearly 2,000 branches across the country. It offers a variety of services and products for individuals and corporates including personal and commercial loans, savings accounts, microfinance, credit cards, SME loans, and many more.it has headquartered in Mumbai.”IndusInd” Name is taken conspire by the Indus Valley Civilisation that is well known for its a combination of innovation with sound business and trade practices.

Zero-Balance-Savings-Account-with-The-IndusInd-Bank
Zero-Balance-Savings-Account-with-The-IndusInd-Bank

A Quick Glance of Features of Indus Online Account.

You can get Upto 6% rate of interest on your Savings.

Take benefits to earn 7% interest rate on FD (Auto sweep in/out).

Instant Opening a Zero Balance Account based on Aadhaar and PAN

Opportunities to Customized Personalized Account Number – A/C of your choice.

Opportunities to Customized Personalized Debit Card – Select the image on the backdrop of the Debit Card.

Simple and Secure interface to Set up your Mobile banking and UPI credentials along with account opening.

Safe and Secure Fingerprint Banking.

Very easy to withdraw cash in the denomination of your choice at any of our ATMs.

IndusMobile Make you Access to the unique All-In-One store where you can get multiple discounts on food, cabs, and bills.

You have the privilege of Industry-first WhatsApp on your Banking services Upto 6% rate of interest.

Indus Online Savings Account Interest Rates are subject to the matter of the bank’s policy

Currently available Interest rate is given below

It Provides an Interest rate of 4% p.a.  for Daily Balance Upto Rs.10 lakh

It Provides an Interest rate of 5% p.a. for a Daily balance above Rs.10 lakh and Upto Rs.1 crore

It Provides an Interest rate of 6% p.a. for a Daily balance above Rs.1 crore

  Features of Indus Online Account-Platinum Plus Debit Card

Get Zero Balance Savings Account With Platinum Plus Debit Card, with The IndusInd Platinum Plus Debit Card @ Rs. 1000 + taxes and an Initial Payment of Rs. 10,000.

Enjoy to Buy1 Get1 Free on Movie tickets booked on bookmyshow.com. Get up to 1 ticket free in a  month, worth up to Rs. 250 each. Save your movie tickets worth Rs. 3000.

Platinum Plus Debit Card gives you 6X rewards on shopping keep enjoying these reward points for Cashback.

Exciting Offers for your Dining Delights: Get Upto 15% off on the best of restaurants in your city. To Know More Visit www.indusmoments.com.

Check your Best of Deals: Fashion & Shopping, Fabulous offers on Travel.

IndusInd complimentary Insurance cover worth Rs. 3.5L with Indus Online Account-Platinum Plus Debit Card

Zero Balance Savings Account with The IndusInd Bank
Zero Balance Savings Account with The IndusInd Bank

Features of Indus Online Account- High Funding

Zero Balance Savings Account with Indus Online Account- High Funding. Subject to the high initial funding of Rs. 20000 or more

Collects more reward points for Cashback while you spend shop online with your Titanium Debit Card.

Titanium Debit Card @ Rs. 249 plus Taxes

Enjoy a discount Up to 15% on the best restaurants in your city.

Grab Deals: Fashion & Shopping, Fabulous offers on Travel, and many more.

Enjoy complimentary Insurance cover worth Rs. 3.5L with your Indus Online Account- High Funding

Titanium Debit Card.

Things to keep to remember while IndusInd Bank Indus Online Account zero balance account

The Customer can choose for the platinum debit card or carries out initial funding of the account with Rs.20,000 for zero Balance Savings Account with The IndusInd Bank Indus Online Account.

The Customer has mandatory to complete the full KYC process of your account within 12 months to continue using the account.

Simply complete the online application through the bank’s website without filling out any paper documents.

You can transact more than 1 Lakh at a time and Sum of aggregate credits in your account cannot exceed Rs. 2L per annum. till the time  KYC Process is not done.

Indus Online Saving Account is a limited KYC Acc governed by the following limits.

Zero Balance Savings Account with The IndusInd Bank
Zero Balance Savings Account with The IndusInd Bank

Benefits of The IndusInd Bank Indus Online Account

Flexibilities to select the account number of your choice.

Indus Mobile gives you Fingerprint banking

Free Online Channels transactions through IMPS/NEFT/RTGS

Get Alerts on Whatsapp of your all Balance and Transaction details.

Get Locker facilities Discount.

Grab Benefits of Sweep FD Facility

Indus Mobile gives access through Tapzo All in One Store for Food Ordering, Cab Booking, etc.

Free Cash Deposit & Withdrawal upto Rs 2 Lakh.

FAQ’S To Know More about The IndusInd Bank Indus Online Account

What is Indus Online Savings Account?

This is an Aadhar eKYC based Zero Balance Savings Account with an Indus Online Zero Balance- Premium Debit Card, and an Indus Online Zero Balance- High Funding Which can be opened without any physical documentation accessed through the Indus Mobile App

How to open Indus Online Savings Account?

All non-existing IndusInd Saving or Current account individual Indian resident completed 18 years of age can apply IndusInd Online Savings Account.

How can I add money to my Indus Online Account?

Once your account is opened you can add Money either to the account using the payment gateway or from your account at any other banks using NEFT/IMPS/UPI using your Account number +IFSC code.

Do I need to mandatory fund at the time of opening an Indus Online Account?

Yes, when you sign up for our IndusInd Bank Indus Online Account, certain fees and charges may be applicable as per the variant requirement to get benefits to enjoy a zero balance account.

What are the different types of accounts I can open with an Indus Online Account?

Get a free Zero Balance Savings Account with The IndusInd Bank:

You can choose a Premium Debit Card

Buy a Platinum Plus Debit card @ Rs. 1000 plus Taxes at the time of account opening

Titanium Debit Card with Initial Funding

What can I do once a successfully created my IndusInd Bank Indus Online Account?

You can set up your Debit/ATM Card conveniently which is given under the Debit Card section on the IndusMobile App as soon as your account is opened. If you bought a Platinum Plus-Debit Card, Buy One Get One Offer on BookMyShow.com on movie tickets available for you.

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