Apply ICICI Home Loan At Lowest Interest Rate – Apply ICICI Bank Home Loan Online Now

ICICI Home Loan

ICICI offers a home loan interest rate as low as 6.70% p.a. with EMI with a Loan Tenure of up to 30 years. It provides tailor-made catering to the needs of various customers. Check your Eligibility! Enjoy attractive interest rates, lower EMI, faster processing and simplified paperwork.

Why should you choose a Home Loan from ICICI Bank?

1. ICICI Bank is one of the main private area banks, and it was established in 1994.
2. It offers various credit items intended to suit the many contrasting requirements of its clients.
3. ICICI Bank offers a wide scope of administrations in the home advance section.
4. The borrower can select either for drifting kind of revenue or fixed financing cost.
5. ICICI bank has planned another framework which permits you to apply through Tablet and Smartphone application.

Features of ICICI Bank Home Loan

1. ICICI Home Loan offers simple and straightforward application measure, doorstep administration, and least documentation.
2. It offers lower EMI at alluring loan costs with higher qualification and an assortment of purposes.
3. You can get alluring loan costs with drifting and fixed sort dependent on your inclination.
4. ICICI Bank offers a fixed loan fee, skimming loan fee, and free close-to-home mishap protection.
5. ICICI Home Offers Credit sum goes from Rs. 3 lakh to 3 crores.
6. Customer get Interest rate begins from 8.20% onwards, and it can go up to a limit of 11.35%.
7. It offers a reimbursement period is as long as 30 years.

Benefits ICICI Bank Home Loan

1. Prepayment: No charges are collected on halfway prepayment or dispossession of the home advances, and home improvement advances with skimming pace of interest. For the fixed financing cost of home advances, clients should pay 2% of the extraordinary head with pertinent expenses.
2. Protection Policy: A protection cover to ensure your family against reimbursement of home advance in case of sad circumstances.
3. Preparing charge: Up to 1% of the credit sum or INR 1500 and for areas, for example, Mumbai, Bangalore and Delhi should pay INR 2000
4. The advance sum is likewise controlled by the reimbursing limit and credit profile.

The Eligibility Criteria and Documents applicable to all applicants for ICICI Bank Home Loan.

1. The borrower should be 21years old when the advance is endorsed.
2. The whole advance should be reimbursed previously or at 65 years old.

Documents required for ICICI Bank Ltd Home Loans.

A home loan from ICICI Bank involves minimum paperwork and other formalities. It would help if you had any documents like Proof of identity, address and income are required to be submitted for ICICI Home Loan.

1. Identity Proof:- Aadhaar Card, Passport, Driving Licence, Voter ID Card.
2. Address Proof:- Aadhaar Card, PAN Card, Passport, Driving Licence, Voter’s ID Card, Utility Bills such as Electricity.
3. 3 Passport size photographs.

ICICI Bank Home loan EMI calculator.

Before an individual applies for an ICICI Bank Home advance equilibrium move, it is ideal to do a qualification check accessible on the ICICI Bank site.

You have to go to the official website of ICICI bank. Click on the “Loans” section. Now find and click on the “Home Loan” menu.

You need to enter the home loan amount you are availing of along with the rate of interest and the loan tenure.

You should now be able to view the total amount you have to pay as EMI every month.

Fees and Charges of ICICI Bank Home Loan

How to Apply for ICICI Bank Home Loan.

You need to follow the steps given below.

Step-1

If you would prefer not to visit the bank to apply for the home advance, you can just use it on the web.

Above all else, you need to visit the authority site of ICICI bank.

Presently, hit the “Advances” area.

Step-2

Spot and snap on the “Home Loan” menu.

Step-3

When you are on the home advance page, you need to tap the “Apply Now” button.

Step-4

From that point forward, you need to tap on the “Apply Now” button either as a current client or a new client.

On the application page, you need to enter every one of the subtleties, including the kind of advance you need to profit and your home sort.

Whenever you have entered all the data, hit the “Continue” button.

Offline

If you need to apply for ICICI bank lodging advance disconnected, you should visit the closest part of ICICI bank. There, you can have help from the bank official to help continue with the home credit application. When visiting the bank office to apply for a home advance, ensure you convey the entirety of the essential records that you have to submit at the hour of the credit application measure.

ICICI Bank Customer Service Number: 1860 120 7777

FAQ

Question 1. How can I check Home Loan status?

Answer: You need to provide the basic details like Applicant Number other credentials. This available at ICICI Bank websites.

Question 2. Is there I need to pay any prepayment charges for the ICICI home loan?

Answer: You will not be charged any fee or penalty in case of floating rate of interest.

Question 3.  How would I know about any special ICICI Bank home loan balance transfer offers?

Answer: You need to contact ICICI Bank representatives for more details.

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