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City Union Bank Zero Balance Savings Account, Features, Interest Rates

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City Union Bank Offers Basic Savings Bank Account that gives Zero Monthly Average Balance Account, Free Debit Card, NetBanking/MobileBanking Facilities, and Much More.

City Union Bank Mobile Banking
City Union Bank Mobile Banking

Features of Basic Savings Bank Account.

1- No minimum balance is required.

2- You can deposit cash at the bank branch as well as ATMs/CDMs.

3- You can easily Receipt/Credit your money through any electronic channel.

4- No monthly limitation of your deposit in your account.

5- You will get free an ATM cum Debit Card.

Benefits of Basic Savings Bank Account.

1-Free passbook facility

2- You can get secure and easy mobile banking and Net Banking.

What Are The Eligibility Criteria for City Union Bank Basic Savings Bank Account?

1- Any Indian Individuals having Indian citizenship greater than 18 years of age.

2- Aadhaar linked Mobile Number, Aadhaar Number, and Pan Card Number.

How can I open City Union Bank Basic Savings Bank Account?

In the following given steps, you can follow to open The City Union Bank Basic Savings Bank Account.

Online Method.

1- You can visit bank official websites.

You can fill in your basic details through the bank online apply link is available and the bank representative calls you after.

2-You can download CUB Mobile Banking Plus and CUB Easy android app from your Google play store.

In This Process, an email and Aadhaar linked Mobile Number mandatory to proceed.

Offline Method.

You can visit your nearest branch of the City Union Bank.


Things you need to remember while opening an account with City Union Bank.

1- Once your City Union Bank Basic Savings Bank Account has been opened It’s mandatory to complete the full KYC process of your account within 12 months to continue using the account.

2- There are four withdrawals in a month, including ATM withdrawals.

3- No Cheque book facility.


1-What is the Union Bank Offers Basic Savings Bank Account?

It is a Basic Savings Bank Account that offers zero balance savings account, Interest Rate, Free Debit Card, NetBanking/MobileBanking Facilities, and much more.

  1. What are the Eligibility Criteria to open Union Bank Offers Basic Savings Bank Account?

Any Individuals having Indian citizenship of more than 18 years of age.

  1. Is this Mandatory to provide Aadhaar and PAN?

Definitely Yes.

  1. Is This Video KYC Available for Basic Saving Bank Deposit Account?


  1. Is there any Initial amount required to open the account?


  1. Is this required to maintain Zero Balance Savings Account in the Bank?


7.In case I have forgotten my password?

You need not worry about this City Union Bank will process the application and recommend for Net-Banking and will send the application to the Central Processing Center. You can generate easily from your side.

8.Unable to read some digits of the password. What should I do?

You need to worry about it’s a simple process you can do it from your side by applying for the regeneration of the password.

  1. Am I eligible for NetBanking?

Yes, All-City Union Bank Savings Bank, Current account, and ODCC Account holders are eligible for net banking facility.

10.What are the measures I can take to ensure greater security?

You should use the PC unattended with the net banking open.

Try to choose “strong” 6 to 22 digit passwords (alphanumeric), and change them regularly. In most cases essential security is used such as an SMS alert is sent to the account holder every time a transaction is completed using the debit card.

11.How can I apply to upgrade my savings account from one kind to the other?

You can simply visit the branch or call customer care.

Alternatively, you visit your nearby branch of City Union Bank. Do not forget to keep all the necessary KYC documents (ID and address proof).

CUB Easy
CUB Easy

About City Union Bank

City Union Bank Ltd. is a well known established commercial private bank in India. This Bank Believe Innovation and Adapibilty is the success of the Banking & Finance World.

Started as The Kumbakonam Bank Limited in 1904 and later on Name as City Union Bank.

City Union Bank offers a wide range of banking and financial services in Savings Account, Current Account, Deposit Accounts, deposits, withdrawals of funds, and much more.

This Bank Now has now a strong network of 500+ branches and 1292+ ATMs in Pan India.

Currently, City Union Bank Managing Director & CEO is Dr.NKamakodi. and Its Headquarters is Thanjavur District Tamil Nadu.

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