๐Ÿ’ณ Bajaj Finance Insta EMI Card

Shop Now, Pay Later with Easy EMIs

Get access to a pre-qualified card loan offer of up to โ‚น3 lakh and shop for products on Easy EMIs across Bajaj Finance's partner network.

โ‚น3 Lakh Up to pre-qualified offer
1M+ Products on Easy EMIs
1.5 Lakh+ Partner stores
4,000+ Cities covered
Why choose it?

Bajaj Insta EMI Card Benefits

A convenient way to split eligible purchases into manageable monthly instalments.

๐Ÿ“ฑ

100% Digital Process

Apply online and complete the application process digitally.

๐Ÿ’ฐ

Up to โ‚น3 Lakh Offer

Eligible customers may receive a pre-qualified card loan offer of up to โ‚น3 lakh.

๐Ÿช

1.5 Lakh+ Stores

Use the card across a large network of online and offline partner stores.

๐Ÿ“

4,000+ Cities

Access partner stores across thousands of cities in India.

๐Ÿ›๏ธ

1 Million+ Products

Shop for electronics, appliances, lifestyle products and more on Easy EMIs.

๐Ÿ“†

Flexible Tenure

Eligible purchases can be repaid through EMIs with available tenures up to 60 months.

Easy EMI Shopping

What is the Bajaj Insta EMI Card?

The Bajaj Finance Insta EMI Card is a digital identification card that allows eligible customers to shop for products through Easy EMI options at participating partner stores.

  • Digital application process
  • Pre-qualified offer for eligible customers
  • Online and offline partner stores
  • Multiple product categories
  • Flexible repayment options
Check Your Offer
Eligibility

Who Can Apply?

Nationality Indian
Age 21 โ€“ 70 years*
Income Regular source of income
Credit Profile As per Bajaj Finance policy
Documents PAN + Aadhaar details
Simple Process

How to Apply for Insta EMI Card?

The application process is completed online, subject to eligibility and verification.

1

Enter Mobile Number

Start the application with your 10-digit mobile number.

2

Verify OTP

Enter the OTP received on your registered mobile number.

3

Complete Details

Verify your personal and KYC details and check your available offer.

4

Complete Verification

Complete the required verification and payment steps if applicable.

Shop on EMI

What Can You Buy?

Depending on partner availability and applicable financing terms.

๐Ÿ“ฑ
Smartphones
๐Ÿ’ป
Laptops
๐Ÿ“บ
Televisions
โ„๏ธ
Air Conditioners
๐ŸงŠ
Refrigerators
๐Ÿงบ
Washing Machines
๐Ÿ 
Home Appliances
๐Ÿ›‹๏ธ
Furniture & Lifestyle
Fees & Charges

Insta EMI Card Fee

Bajaj Finance currently lists a one-time joining fee of โ‚น530, inclusive of applicable taxes.

Additional fees or charges may apply when using the EMI Network Card for loans or transactions.

Joining Fee โ‚น530*
Annual Fee No annual fee*
Card Type Digital Card
Tenure Up to 60 months*
FAQ

Frequently Asked Questions

The Bajaj Finance Insta EMI Card is a digital card that can be used by eligible customers to purchase products on Easy EMIs through the participating partner network.
Bajaj Finance currently states that eligible customers can receive a pre-qualified card loan offer of up to โ‚น3,00,000. The actual offer varies by customer and is subject to Bajaj Finance eligibility and risk policies.
Bajaj Finance currently states that there is no annual or renewal fee for the Insta EMI Card.
The current listed one-time joining fee is โ‚น530 inclusive of applicable taxes.
The card can be used at participating online and offline partner stores. Bajaj Finance currently states that its network covers 1.5 lakh+ partner stores across 4,000+ cities.
Yes. Bajaj Finance describes the application process as digital, including mobile verification, personal detail verification, eligibility checks and identity verification.

Ready to Check Your Insta EMI Offer?

Check your eligibility and available offer through the authorized application journey.

Check Offer Now โ†’

Disclaimer: Credit Yatra is not a lender or credit bureau. This page is for informational purposes and may redirect users to the official lender or partner website for application. Product features, fees, eligibility, offers and approval are subject to the lender's policies and may change without notice. Please verify the latest information on the official Bajaj Finance website before applying. Approval is not guaranteed and depends on the lender's eligibility and risk assessment.